Frequently Asked Questions
What is a Fractional CFO?
A Fractional CFO is a senior finance leader who works with your business on a part-time or flexible basis. You get the expertise of a CFO — strategic guidance, financial clarity, and decision support — without the cost of hiring someone full-time.
How is My CFO Mate different from a traditional consultant?
I don’t just deliver reports and walk away. My approach is relationship-driven — I work with you, understand your business deeply, and support you through decisions, challenges, and opportunities. Think of me as a trusted mate in your corner, not a distant advisor.
What size businesses do you work with?
I partner with SMEs, typically with:
- $1M–$50M in revenue
- Growing teams
- Increasing financial complexity
- A need for clarity, structure, and strategic support
If you’re scaling, planning, or simply trying to get control of your numbers, I can help.
Do you work with businesses outside Gippsland?
Yes — I support clients across Victoria and interstate, both in person and online. Gippsland, Melbourne, regional VIC and interstate — location isn’t a barrier.
What does working together look like?
It’s simple and supportive:
- Initial chat / Strategy session
- Finance Health Check
- 90-day plan
- Ongoing CFO partnership (monthly, fortnightly or weekly)
You’ll always know what’s happening, what’s next, and how your business is tracking.
How much does a Fractional CFO cost?
Pricing depends on your needs, but here’s a guide:
- Fractional CFO retainers: tailored monthly support for growing businesses
- Day rate: available for short-term or intensive support
You’ll receive a clear scope and no surprises.
Do you offer once-off projects?
Yes. Common projects include:
- Cashflow optimisation
- Preparing for funding
- Financial modelling
- Reporting system upgrades
- System implementation
- Process improvement
- M&A financial due diligence
These can be standalone or lead into ongoing support.
Can you help with bank funding or refinancing?
Absolutely. I prepare 3-way forecasting models, improve financial presentation, and support conversations with banks and lenders. My background working closely with banking teams gives you a real advantage.
Do you replace my accountant or bookkeeper?
No — I work with them. Your accountant handles tax. Your bookkeeper handles day-to-day transactions. I focus on strategy, clarity, decision-making, and financial leadership.
Together, we create a stronger finance function.
Is there a long-term contract?
No. Most clients work with me month-to-month. You stay because the partnership adds value — not because you’re locked in.
How do we get started?
Easy — book a chat. We’ll talk about your business, your goals, and whether we’re the right fit.